MOMULA × CREDE Capital Partners

Operational Readiness Test (ORT)

Email → Approval → Funding Workflow

Test Objective

Send a real transaction email

Receive and process buyer authorisation

Record the action in the audit trail

Enable bank approval & co-release

Demonstrate end-to-end transaction integrity

Test Participants

SME

Simulated via portal

Buyer (Rand Water Verifier)

qiniso / afika / thabo @credecapital.co.za

Bank Approver

Same users (Bank role)

Bank Ops (Second Releaser)

Same users

Portal: /crede-bank · Email: crede@momula.co.za

SME SubmitsEmail to BuyerBuyer ApprovesAudit UpdatedBank ReviewsBank ApprovesPayment Released

0/7 steps passed · 0 failed

Step-by-Step Execution

Step 1: SME Submits Transaction

Actor: SME

PENDING

Step 2: Email Received (Critical Test)

Actor: Buyer

PENDING

Step 3: Buyer Authorisation

Actor: Buyer

PENDING

Step 4: Verify Audit Trail

Actor: Any

PENDING

Step 5: Bank Login & Review

Actor: Bank

PENDING

Step 6: Bank Approval

Actor: Bank

PENDING

Step 7: Co-Release (Critical Control)

Actor: Bank Ops

PENDING

Failure Conditions — NOT READY if any occur

Email not received

Email goes to spam

Approval not updating system

Audit trail missing entries

Bank cannot see transaction

Reporting Template

Email Received

Approval via Email

Approval via Portal

Audit Trail Accuracy

Bank Approval

Co-Release

Overall Confidence