Welcome to MOMULA

Register Your Business. Access All Three Products.

One registration unlocks Invoice Discounting, Purchase Order Funding, and Performance Guarantee Funding.

Estimated completion: 10–15 minutes Secure document upload KYC compliant Bank-grade encryption

Choose Your Funding Product

All products require a single SME registration — apply once, access all three.

Step 1

Performance Guarantee Funding

Fund your guarantee at tender award stage.

Awarded a contract but need to post a performance guarantee? MOMULA funds your cash collateral so you can mobilise immediately without tying up working capital.

6%

Up to 30 Days

8%

31–60 Days

10%

61–90 Days

Flat fee rates · No hidden charges

Step 2

Purchase Order Funding

Fund supplier costs against approved POs.

On site and ready to deliver? MOMULA pays your suppliers directly so you can fulfil the order without fronting the cost yourself.

7%

Up to 30 Days

9%

31–60 Days

11%

61–90 Days

Flat fee rates · No hidden charges

Step 3

Invoice Discounting

Unlock cash tied up in approved invoices.

Delivered goods or services? Don't wait 30–90 days for your buyer to pay. MOMULA advances your invoice value so you can keep trading.

6%

Up to 30 Days

8%

31–60 Days

10%

61–90 Days

Flat fee rates · No hidden charges

One registration unlocks all three funding products.

Bank-Grade Compliance

Every transaction is governed by financial-grade controls

FICA Compliant
POPIA Secure
Bank-Integrated
Immutable Audit Trail