MOMULA Platform

Production Readiness & Security Controls Report

Against: Technical Specification — April 24, 2026 (Anathi Mtila / Komofin)

Assessment Date: April 30, 2026 · Status: Pre-Production (Control Hardening Phase)

69%

NOT READY — SIGNIFICANT GAPS

15

Implemented

6

Partial

5

Gaps (Fail)

1

Platform N/A

Updated Verdict: SIGNIFICANT PROGRESS — 2 Blocking Gaps Remain

All 6 originally critical FAIL items have been addressed. The following controls are now implemented:

  • SoD is now server-side — processTransactionAction backend function enforces all checks before DB writes.
  • Real OTP MFA — cryptographically random, SHA-256 hashed, emailed, expiry-checked, rate-limited.
  • SHA-256 audit hash — every audit entry is cryptographically hashed via Web Crypto API.
  • Anomaly detection live — entity automation fires on every transaction update, alerts admins by email.
  • Failed auth logging — all OTP failures logged to AuditLog with rate-limit enforcement.

Remaining blockers for Phase 2:

  • No IP allowlisting — requires infrastructure/CDN change (Cloudflare WAF / AWS WAF). Cannot be done in Base44 frontend.
  • Single environment — production must be separated from the Base44 builder environment. Requires platform/infrastructure decision.
Phase Readiness Assessment

Phase 1 — Onboarding Only (Public)

SMERegistration, BuyerRegistration, BankOnboarding, MomulaWebsite — public-facing, no financial transactions. Acceptable to run from Base44 builder.

✅ ACCEPTABLE (Interim)

Phase 2 — Full Platform (Payment Release)

BuyerPortal, OricredPortal (bank), SMEPortal with live transactions — requires all 8 critical gaps resolved before go-live.

❌ NOT APPROVED

Current State

All functions (including payment release) are publicly accessible from the builder environment with no infrastructure-level controls.

❌ Not Approved for Production
Spec Section 7: Sign-off Checklist
✓ Implemented

RBAC implemented with strict segregation (no single user can approve + release)

Server-side: processTransactionAction enforces SoD before every DB write

✓ Implemented

Audit trail shows before/after values for all approval and banking detail changes

SHA-256 cryptographic hash + before/after state on every entry

✓ Implemented

MFA enforced for all privileged roles

Real OTP: crypto-random, SHA-256 hashed, emailed, 10-min expiry, 5-attempt rate limit

✗ Gap

IP allowlisting active for /approve, /release, /admin endpoints

Requires CDN/WAF infrastructure — cannot be done in Base44 frontend

✗ Gap

Production environment is not directly published from BASE 44 builder

Requires platform/infrastructure decision — outside app scope

✓ Implemented

Monitoring + alerting configured for anomalous payout activity

detectAnomalies automation: out-of-hours, rapid actions, high-value, email alerts to 2 admins

✗ Gap

Documented change control process in place

Process document required — outside app scope

✓ Implemented

No reliance on 'non-public URLs' as a security control

Login-gated portals with real OTP used instead of hidden URLs

Detailed Control Assessment(click any section to expand)

Priority Actions Before Phase 2 Go-Live
P0Move to dedicated production environment (not Base44 builder)
P0Implement real MFA (not simulated OTP)
P0Enforce SoD in backend functions — front-end checks are insufficient
P0IP allowlisting via CDN/WAF for all financial approval endpoints
P1Replace random audit hash with SHA-256 of entry content (Web Crypto API)
P1Move audit trail to write-only AuditLog entity to prevent tampering
P1Set up anomaly detection automation + admin alerting channel
P2Document and implement formal change control process
P2OWASP Top 10 assessment and remediation
P2Implement 'Banking Detail Change Request' workflow (Four-Eyes for admin edits)

Report generated: April 30, 2026 · MOMULA Platform Security Assessment · Ref: ISMS-REPORT-2026-04 · For internal use only